Dependent I/Card for Ex-serviceman Family|कार्ड बनाने के लिए आवेदन कैसे करें| जानिए पूरी प्रक्रिया. Know how to apply to get dependent identity card for your family members, son, daughter, wife and parrents. All updates regarding Exservicemen and pensioners related to pension, DA/DR, employment, other allowances and facilities or benefit applicable to the retired personnel are available in these videos. The Identity Card to the retiring Armed Forces personnel is issued by the concerned ZSB / ZSWO where the retiring Defence Personnel propose to settle down after retirement as recorded in their discharge document(s). For this purpose, all the retiring defence personnel are required to call on concerned ZSB / ZSWO along with three copies of the stamp size photographs, discharge certificate/PPO and other relevant service documents for registration and issue of Identity Card. At ZSB / ZSWO, particulars of the retiring defence personnel will be scrutinized and in case they qualify to the status of Ex-Servicemen, they will be asked to fill up in an Application Form and Identity Card will be issued to them. Application form for issue of ESM Identity Cards can be down loaded from the Link indicated below. The Secretary, KSB may also issue Identity Card to ESM in special cases, whilst keeping respective ZSBs informed.
Please remember, the ESM Identity Card is a prerequisite for availing the benefits of the welfare schemes instituted under the Armed Forces Flag Day Fund vide Govt of India / MoD SRO 7E dated 13 Apr 1993. Click here to download the Application form for issue of ESM Identity Card.02 October 2020
07 September 2020
How to start a Business
Freedom is inborn tendency of every living beings. Human being always wants to live freely as he likes. Professional freedom is started when we have a support. After getting a pensionary support we may try to start a free life with starting our own business. You may be your own boss. Earn as you like, what you like when you like. However this business model is applicable to fresher candidates also.
Bikash De, MBA - Motivation speaker & Business Coach
1) Earning for daily livelihood
of your family.
2) Earn more and more.
3) Fast growing up your
second innings
4) Unhappy with your
present govt/private job
5) Leave a mark of grand
success in the society
6) It is your hidden
dream kept in mind since long
Step
II : Determine, what kind of business you
want to start and why :
1) Manufacturing of
goods
2) Provide services
3) Trading
4) Professional services
5) Other kind of
business innovation
Step
III
: Analysis of ecosystem of your
proposed business after market survey :
1) Supply of raw materials
/essential elements
2) Processing unit
/operations
3) Manpower
4) Finance
5) Branding
6) Sales & Marketing
7) Govt rules and
regulation, Taxation and other liabilities
8) Scope of growth
9) Strength of this
project
10) Weakness in this
project
Step IV : Planning
: On the basis of analysis of ecosystem of your proposed business models, you
have now finalized your specific business goal. Now make a plan for your business
for at least one year or 4 cycle :
1) Registration of your
entity & other documentation
2) Funding
3) Requirement of Plant/Machineries,
4) Requirement of Factory
shade/operational space
5) Requirement of raw materials
/essential elements
6) Requirement of
manpower
7) Financial involvement
for every cycle of production/generation
8) Power resource
(Electricity, LPG etc)
9) Technical ‘know how’
of the product/service
10) Detailed
operations/production
11) Packaging
12) Advertisement
13) Supply chain
management
14) Branding
15) Sales and marketing
16) Quality assurance
17) Research and
development
18) Accounting & Reports
and returns
19) Taxation
20) Expansion planning
Step V : Execution
: Once you have planned, a detailed project report should be prepared which may
be treated as a guide map for your business as well as it may be required to
produce to the authority for bank loan or any other govt formalities.
A. Registration of your entity &
other documentation :
Your business should
be registered with the govt authority based on the kind of business entity.
Many kind of business entity registration can be done and only popular and prevalent
kinds are described here. Registration process is now become easier after
introduction of ease of doing business activities by the Govt :-
(a) Sole proprietorship – If you are
only owner of the firm and size of business is small and not more than 4 people
are working in your organisation, you may opt this kind of business
registration. In this kind of entity, you are sole responsible for any profit
and loss or any affairs of the business.
For registration you should approach to :
(i)
Municipal
Area - Municipal authority
(online registration available in few cities only)
(ii)
Rural
area - Gram Panchayet
(b) One Person Company – If your
business size is medium and you are the only member of your business, need
credibility for govt funding, your business should be registered with Ministry
of Corporate Affairs as a Company. Since you don’t want involvement of others
in your business, you have option to register your business as “One person
Company”. One Person Company is a hybrid
form of Sole-Proprietorship and Company form of business which is governed
under The Companies Act, 2013. This model is a stepping stone for entrepreneurs
who can own and manage the business as a sole member and director of the
Company. As the name suggests, there can be only one member which is the
biggest advantage unlike a Private Limited Company. A One Person Company (OPC)
is a separate legal entity from its member. The model offers separately limited
liability protection to its shareholder and also gives an advantage of
continuity of business. In this type of business entity, you are the only
director and share holder of your company. It is different from sole proprietorship
business because, here, business entity and individual existence are separate. Business liability is limited to the owner.
So this type of business is known as ***** Pvt Ltd (OPC). Online
registration facility available with MoCA.
(c) Pvt Ltd Company – If your
business size is large and you are not the only member of your business, need
credibility for govt funding, trustworthiness, attract external investment etc,
your business should be registered with
Ministry of Corporate Affairs at least as a Pvt Ltd Company. In this type of
business entity, their should be two or more directors and shareholders upto
200 for your company. In this kind of business,
liability is limited to the owner. Private Limited Company is the most sophisticated
form of doing business in India and almost every company in India belongs to
this clan. They are registered under, The Companies Act, 2013. Under this
structure of Company Registration, the business assets are separated from
personal assets. The name of every such company has to end with the words Pvt.
Ltd. There are generally 3 kinds of the capital clause for a Private Limited
Company:
1. Company Limited by Shares – The liability
of the members is limited to the amount of the unpaid shares which are held by
them.
2. Company limited by Guarantee – A company
limited by guarantee does not usually have a share capital or shareholders but
instead has members who act as guarantors. The guarantors give the undertaking
to contribute a nominal amount as agreed in the event of the winding up of the
company.
3. Unlimited company – Under this, the
members are personally liable to the company to an unspecified extent.
The maximum number of members for a private
company is 200 with a minimum of 2. The company should also have a minimum of 2
directors.
So this type of
business is known as ***** Pvt Ltd which is most acceptable form of
business in India. Online registration facility available with MoCA.
Registration cost is around Rs 6000/-
(d) Partnership
firm – If you want to start your business with one or more partner and your business size is not so large, your
business can be registered with your state Registrar of Firms Under the Indian Partnership Act 1932. Partnership Businesses in India are
governed by the Indian Partnership Act, 1932. A partnership is a form of
business where two or more people share ownership, as well as the
responsibility of managing the firm. Partnership business can be carried out
with or without registration.
For registering your
partnership firm, you have to create a Legal Partnership Agreement which will
define the roles and responsibilities of each partner in the firm.
The partnership deed will
define the profit sharing ratio between the partners. In case of losses, the
partners have to be personally responsible for it. Personal assets of partners
may be used to compensate the losses incurred if any.
However, in the case where
the partnership deed is not registered, the partners may not be able to enjoy
the benefits which a registered partnership firm enjoys.
Online registration
facility is available with RoF of the state concerned. Registration cost on an
average is Rs 3,000/- (varied from state to state).
(e) Public Limited Company – In simple
terms, a company which is not a Private Limited Company is a Public Limited
Company. They are also registered under, The Companies Act, 2013. Every such
Company should have a minimum of 7 members and 3 directors. There is no
restriction on the transfer of shares in a Public Limited Company. So this type
of business is known as ***** Ltd which is highly acceptable form of
business in India. Online registration facility available with MoCA.
Registration cost is around Rs 7000/-.
(f) Limited Liability Partnership (LLP)
– This concept was first introduced under the Limited Liability Partnership
Act, 2008. A LLP is a hybrid form of entity which has the characteristics of
both, a partnership firm and a Company. The personal assets of partners are not
put at risk as the maximum liability of each and every partner is defined by
his share capital in the entity. It is a more preferred business model for the
investors over Partnership Firms and Sole Proprietorship as they have better
credibility. Online registration facility available with MoCA. Registration
cost is around Rs 7000/-.
(f) Section 8 Company : Non-Profit Organization (NPO) is termed
as Sec 8 Company under The Companies Act, 2013. Section 8 Company is a limited
liability Company formed with charitable objects. The government grants a
Section 8 Company the right to drop the terms “private limited” or “limited” as
a suffix from their names, on the following conditions:
i.
Section
8 Company must be formed for charitable objects (art, science, education,
sports, social welfare, research, charity, religion, environment).
ii.
Income
and profits should be applied towards these objects
iii.
The
Section 8 Company should not pay any dividend to its members
Thus, these are the different forms of
Business Registration under which you can incorporate /register your business. When thinking of starting a business, you
shouldn’t only think of the revenue model or your area of operation for your
business but also the various heads under which you should register your
business as a separate legal entity.
B. GST,
ESIC, EPFO, PAN/TAN Registration of your entity: In case of sole proprietorship and
partnership firm registration, separate application required to be submitted as
and when required for obtaining above documents/registration. In case of Companies registration, single
unified system has been introduced by the MCA vide SPICe+ Part B registration
process where all the registration has been integrated in single platform and
to be mentioned in Incorporation/Company registration certificate. For sole proprietorship
business, in general GST registration is not required up to turnover of Rs 20
Lakh per yr (Rs 10 Lakh for some northern states). EPFO registration required
if the number employee is 20 or more and ESIC registration is required if the
number of employee is 10 or more. For sole proprietorship business no separate
PAN is required. PAN of the owner/proprietor is to be used for all purpose.
C. Approval/Clearances Required for New Projects :-
|
Approvals/Clearances Required |
Department to be Approached and |
|
|
Consulted |
|
|
|
|
Incorporation of Company |
Registrar of Companies |
|
|
|
|
Registration/IEM/Industrial license |
District Industry Center |
|
|
for Small Scale Industries(SSI) |
|
|
/Secretariat of Industrial Assistance |
|
|
(SIA) for large and medium industries |
|
|
|
|
Allotment of land |
State DI/State Industrial Development |
|
|
Corporation(SIDC)/Infrastructure |
|
|
Corporation/Small Scale Industrial |
|
|
Development Corporation(SSIDC) |
|
Permission for land use |
a. State DI |
|
|
b. Department of Town and Country |
|
(in case industry is located outside an |
Planning |
|
industrial area) |
c. Local authority/District Collector |
|
|
|
|
NOC and consent under Water and Air |
State Pollution Control Board |
|
Pollution Control Acts |
|
|
|
|
|
Approval of construction activity and |
a. Town and country planning |
|
building plan |
b. Municipal and local authorities |
|
|
c. Chief Inspector of Factories |
|
|
d. Pollution Control Board |
|
|
e. Electricity Board |
|
|
|
|
Sanction of Power |
State Electricity Board |
|
|
|
|
Use and storage of explosives |
Chief Controller of Explosives |
|
|
|
|
Boiler Inspection Certificate |
Chief Inspector of Boilers |
|
|
|
|
Finance |
i. State Financial Corporation |
|
|
/SIDC for term loans |
|
|
ii. For loans higher than Rs. 15 Million, |
|
|
all India financial institutions like |
|
|
Industrial Development Bank of |
|
|
India(IDBI), Industrial Credit and |
|
|
Investment Corporation of India(ICICI), |
|
|
Industrial Finance Corporation of |
|
|
India(IFCI) etc. |
|
|
|
|
Approvals/Clearances Required |
Department to be Approached and |
|
|
Consulted |
|
|
|
|
Registration under States |
i. Sales Tax Department |
|
Sales Tax Act, and |
|
|
Central and State Excise Act |
ii. Central and State Excise Depts. |
|
|
|
|
Extraction of Minerals |
State Director of Mines and Geology |
|
|
|
|
ISI Certificate |
Regional Office of the Bureau of |
|
|
Indian Standards (BIS) |
|
Quality Marking Certificate |
Quality Marking Center of the State |
|
|
Government |
|
|
|
|
Weights and Measures |
Inspector of Weights and Measures |
|
|
|
|
Code Number for Export and Import |
Regional Office of Director General of |
|
|
Foreign Trade. |
|
|
|
Business Registration Procedures
Company Formation
START
1. Obtaining
approval for the proposed name of the Company from the ROC
2. Drawing
up the Memorandum of Association
3. Drawing
up the Articles of Association
4. Getting
the appropriate persons to subscribe to the Memorandum (a minimum of 7 for a
public company and 2 for a private company
5. Payment
of Registration Fee to the ROC
6. Receipt
of Certificate of Incorporation
7. Obtain a certificate of
commencement of business from the ROC in case of a public company
END
06 September 2020
Opportunity for Second Innings as an Entrepreneur
04 September 2020
e-PPO download
e-PPO
download
After revision of pension ,the
pensioners are usually provided a corrigendum PPO. As per normal practice, corrigendum PPO used
to be delivered to the official address
of the pensioners by post. With the changing scenario and advancement of IT,
the hardcopy of the PPO will not be delivered to the pensioners. Sof copy of
PPO can be downloaded from the official websites of Army, Navy and Airforce
Veterans Directorates. Here are the link for downloading e-PPO.
(a) Indian Air Force Pensioners kindly click on the link below to
download e-PPO
https://iafpensioners.gov.in/PensionerLogin/eppo/index.php
(b) Indian Naval Pensioners kindly click on the link below to
download e-PPO
https://www.indiannavy.nic.in/navpen/eppo_download
(c) Indian Army Pensioners kindly click on the link below to
download e-PPO
https://pcdapension.nic.in/pcdapension/index.php
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